This question is becoming more and more prevalent today as people begin to realize that just owning or purchasing high cash value life insurance won’t make you any richer. And the answer is, it depends. Let’s take a closer look. Seems almost on a daily basis that someone calls to boast about how they paid …

Continue reading “Is “Becoming Your Own Banker” A Scam?”

There’s been quite a hullaballoo concerning fees and what they really cost you.  Forbes, CNN, Vanguard, Fidelity along with many others has published fact sheets about this very topic.  During one of our well-known “man on the street” videos we ask people if they know what kind of fees they are paying and one guy …

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Breaking news of the act of terrorism in France pierced our hearts. Listening to further reports of the media and some of the leading figures only furthered the agony. The merciless acts of taking human life is a threat against all who have human life. We feel it, don’t we? And as Tom spoke to …

Continue reading “The Atrocity in France…”

“I found the road to wealth when I decided that part of all I earned was mine to keep,”[i]  Aglamish told Arkad. And the aged Apostle Paul told Timothy his young protégé, “The hard working farmer should be the first to share in the crop.”[ii]  Keeping more of what you earn is the key to …

Continue reading “The Hazard of Placing Too Little Value On Yourself”

Recently a former metro cop for Clark County, Nevada was relating a story about when he was still working on the street.  Seems the department implemented some extensive paperwork for each encounter an officer had during their shift.  It was interesting what happened.  None of the officers enjoyed the extra paperwork and so they just …

Continue reading ““A Story on Cops and Higher Taxes””

Years ago Sears sold a push deck mower that converted into a walk behind garden tiller.  The mower and tiller were both powered by the same Briggs and Stratton engine via a V belt…which laced through a tension pulley…that was attached to a hand control…that had to be depressed to keep the tines of the …

Continue reading “The Dangers of “Two for One””

One dark night seven monkeys sat cold and shivering in a tree. It was cold outside. It was raining. One of the monkey’s said, “We should build a house.” “Yes,” said the other monkeys, “let’s build a house tomorrow.” But when the sun came up the monkeys forgot all about building a house. They ran …

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“Count it a privilege then for troubles that come because you know that your Father In Heaven will provide the solution for them.”[i] We are by nature mortals who attempt to shun difficult things and challenging times forgetting that “Whatever we ask will be given to us.” [ii] We tend to want others to take …

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As recently as August 15, 2015, Dalbar, the independent investment research group out of Massachusetts, released their Quantitative Analysis of Investor Behavior Study which documented that the average investor is only earning 2.6% on their portfolio not the 6% or 8% that most financial planners refer to as being the average. By the way, the …

Continue reading “Never Accept Less”

I don’t know about you, but I’ve run out of gas more than once in my life.  Early on, when I was still in high school and drove a red Ford pickup that didn’t have a working gas gauge, I ran out of gas more than I care to admit.  But as I got older …

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