“From each according to his abilities, to each according to his needs.” Everyone said it sounded like a splendid idea when this quote was read aloud in my high school political science class.  Many thought it was a quote by Jesus Christ himself.  Yet the same person who wrote that statement also penned these words,  …

Continue reading “Collectivism: How It Affects Your Ability To Create Wealth”

Money is the intermediary in the efficient exchange of goods and services.  If left un-tampered, money itself will never produce an artificial demand for goods and services independent of those goods and services already delivered. According to Say’s Law, “Sustainable demand must originate in production; valid spending must be derived from income earned in the …

Continue reading “Bathtub Economics”

How Life Benefits and The Perpetual Wealth Code™ Is Different Than: Bank On Yourself, Wealth Beyond Wall Street, Infinite Banking, Income For Life, Circle Of Wealth, LEAP Systems, Missed Fortune, Family Banking, Privatized Banking, and Freedom FastTrack  The game of croquet is a blast. I remember when I first met Michele we got together at …

Continue reading “Croquet, Economic Value Added And Free Cash Flow:”

Imagine this for a moment. You deposit money into your savings account. And when you open your bank statement at the end of the month you find the bank has charged you interest instead of paying you interest.  That is negative. Why is it that banks all over the world, including the Federal Reserve Bank, …

Continue reading “Going Negative”

What a terrible name.  Nobody wants to think about old age.  But here is why you should be concerned about this Federal Government Program that was enacted over 80 year ago. In Title II of the Social Security Act (SSA) of 1935 it reads: “The Secretary of the Treasury shall submit annually to the Bureau …

Continue reading “Ugh…“Old-Age Benefits And the Old Age Reserve Account””

In a Strategy Session with Dr. Tom McFie, the “Man Who Beat the Bankers” and his son John, the “Numbers Guy” Dr. Tom cautioned me to be careful not to over extend myself and to allow my present G.A.M. E. (Guaranteed, Available, Manageable, Equity) plan to continue to advance down the financial field. That same …

Continue reading “Sawdust Piling Up”

In a recent meeting with a client he was accessing an online business loan to help with some of the cash flow in his business.  Advantages to using this online line of credit were: Quick and easy cash when needed. Easy online payment schedule. No penalties for early repayment. Interest paid on business loans are …

Continue reading “How to Eat Your “Cabbage” and Have it Too”

The first week of 2016 was the worst opening week for the US Stock market in history. The Dow Jones Industrial Average was off by 6.2% crushing its historical drop of 5.6% in 1978. And the S&P 500 wasn’t any better giving up 21 points or 6% for the week!  That drop blew through the …

Continue reading “The Importance of Contracts”

She raced up in her soap-suds covered car to the car wash attendant screaming, “Look at my car!  It didn’t even spray me off as I went through.”  And the reason the car wash hadn’t “sprayed her off” was that she didn’t keep pace. You see, instead of putting her car in neutral to go …

Continue reading “What Happened At The Car Wash”

Ask any affluent person who has prospered… not through inheritance, generosity or corporate welfare, and they will advise you the best thing you can do for your future is to save more today.  Saving more is definitely a major necessity if you desire to be better off tomorrow than you are today.  However saving more …

Continue reading “The 1-2 Punch To Becoming More Prosperous”