Is the Infinite Banking Concept a Scam?

Life Benefits designs, sells, and services high cash value participating whole life insurance policies, convertible term insurance, and fixed annuities in all 50 states. The idea behind the Infinite Banking Concept (IBC) isn’t new. People have been using participating whole life insurance (See: What is Participating Whole Life Insurance?) to self-finance purchases for well over 100 years. …

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Why Life Benefits Is Not Part of Infinite Banking

I will never willingly be a contributing factor in forming an Institution which regulates the liberty of others. That is why I have decided not to join the Infinite Banking Institute program…I simply believe that Institutionalism is a bad idea and opens Pandora’s box to future restriction of personal liberty.

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