Meet the Green Family from Palm Bay, FL! Becoming their own Money Managers and following the Perpetual Wealth Code™ this family has used their policies (and creativity!) in some unique ways. But before we go on, lets meet the family. Brian is a person who likes dealing with computers and technology. Quite naturally, his chosen …

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Meet Dr. Randy and Sue Norris from Battleground, Washington! Several years ago, while attending a chiropractic seminar, Dr. Randy heard Tom McFie speak about the Perpetual Wealth Code and how life insurance can be used as a wealth management tool. It made such good sense that Dr. Randy and Tom connected with each other after …

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After 8 years of working at a casino in Atlantic City as a craps dealer, Dr. Mark Burick was ready to do something else. He laughingly explains that he started with the alphabet and upon reaching C, where he found “chiropractor”, he seemed to remember his mother telling him as a child that he would …

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Meet the Hryszczuk (pronounced “Hers-check”) Family of Belvidere, Illinois! Like many of our clients, Steve Hryszczuk, found Life Benefits online and called our office. We met over the web and he purchased a Whole Life policy on his life. Later I had the privilege of meeting Steve face-to-face when he came to one of our …

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Meet David and Carla Zapata of St. Joseph, Michigan!  David own his own automotive business and Carla is a nurse. Five years ago, prior to their marriage, David attended a seminar where various aspects of living a successful life were discussed. One of those things was participating whole life insurance and how it can provide …

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Meet Jeffrey and Dr. Cathy Ng from California! Jeffrey has been an elementary school teacher for 10 years. For him, one day is never the same. “It’s excitingly unpredictable,” he says. “You have a plan (for the day) but it never turns out that way.” Dr. Cathy is a family based pediatric chiropractor and describes …

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Meet Hugh, Jennifer and their three children: Harrison, Dean and Clara from Ohio.  There are three things Hugh and Jennifer have focused on teaching their children: How to walk with God What to put in your mouth and What to do with money. Although very intentional about their money decisions, the Cradducks say they used …

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Max Ponzone immigrated to the USA from South Africa and now lives in Los Angeles California with his wife Molly.  Max has been using The Perpetual Wealth Code in his own life since 2012. Watch this video as Max shares how he uses The Perpetual Wealth Code.

Does the Perpetual Wealth Code™ work for individuals under age 18? Dr. Brenda Nairn and her daughter Brittini are from Versailles, Missouri. At the young age of 6, Dr. Brenda developed a health issue called psoriatic arthritis which took the skin off the palms of her hands and the soles of her feet. Over the …

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Meet Andre and Linda Dukes of Wisconsin. Their journey with Life Benefits began a few years ago when Andre was doing a Bible study. “I was studying 2 Corinthians at the time, and there was a verse talking about wealth. I did some research on the Internet and came across the book Prescription For Wealth …

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Dr. Glenn Gabai, a chiropractor in New Jersey, used bonds as a big part of his financial strategy. “It worked very well in the beginning,” Dr. Glenn reports, “we did get out of debt and at one point had saved up to 800K in bonds.” But then interest rates dropped to where the bonds were …

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Levi Villareal is from Concord, CA! When Levi graduated from College with his Bachelors degree in nursing, his mother encouraged him to talk to Life Benefits to learn how he could invest in his future and make smarter decisions with his money. Levi’s mother had purchased a life insurance policy on Levi years ago and …

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Meet Janice Jackola of Lebanon, OR. We first met Janice in 2008 when Tom spoke at a local business meeting. Janice worked with her brothers in the family logging business, and what he shared about using cash values in Whole Life insurance policies was nothing new to her. Her brothers had owned participating Whole Life …

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A couple decades ago Mary Jane Mirasol moved back home from college to work and save money for the continuation of her college education. She found a job working for a chiropractor.  And after two years, she was ready to go back to school.  Moving to Southern California, the chiropractor Mary Jane worked for referred …

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Meet the Vargas family from Sunny California! When Dr. Chris was about 20 years old, he had some digestive issues. Getting chiropractic care, fixed those issues and he became “hooked” with how the body can heal itself. So much so that he found himself touring a chiropractic college… and within 6 months he was enrolled! …

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Meet Dr. Jeff and Donna Buller from Michigan. Dr. Jeff and Donna first met each other at a wedding reception where Donna caught the bride’s bouquet and Jeff caught the garter! Donna said she was destined to be with a chiropractor because it was through chiropractic care that her parents (who had been unable to …

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As Greg Bradstreet would tell you, it took 31 years for him to move on from the 7th grade. He has worked with Fellowship of Christian Athletes while also being employed at Western Oregon University as a placements and field supervisor. Leigh Bradstreet, a homeschooling mom of 3, is now the proud grandmother of 9 …

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Meet Derek and Yasmine Mason of Southern California. The Masons are both chiropractors. Derek has a practice in Newport Beach, California and they’ve been clients with Life Benefits for over five years. They have two children, and while Yasmine stayed home with them, she ventured into her kitchen and experimented with fermenting foods. She came …

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Dr. Nick Nanninga, a successful chiropractor in Iowa, was introduced to the concept of money management and the Perpetual Wealth Code™ a few years ago, when some of his mentors and friends started implementing these strategies in their own lives. “These weren’t just ordinary successful guys,” Dr. Nick says, “they are super successful and they …

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Meet the Derhak Family: Dr. Russ, his wife Anna, and their three children from Minnesota! After being in chiropractic practice for over a decade, Dr. Derhak says his favorite part is serving entire families. He enjoys helping people reach their health potential and restore their hope. And he especially likes to help children, knowing that …

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Meet Dr. Renny and Margie Edelson from Florida! Dr. Renny’s life started out full of suffering. As a child, he was extremely sick with severe allergies, asthmatic bronchitis and was inside his pediatrician’s office and/or a hospital 2-3 times a week. At the age of 4, he drowned in a friend’s swimming pool, spent a …

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Meet Dr. Kendall Turcios from Miami, Florida. Since the age of 8, Kendall knew he wanted to be in ministry. There wasn’t any dramatic moment when he knew this, but rather a calm conviction that he was born to help people in this way. One of Kendall’s favorite things about being a pastor is when …

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Meet Dr. Ruth Bowen from Longview, Texas! As a young adult, Dr. Ruth was employed in a chiropractic office. Enjoying the atmosphere and the natural way of providing health care, she made a decision to become a chiropractor herself. So off to college she went where she met her future husband, also studying to become …

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Meet Dr. Miguel Cruz, a chiropractor from North Carolina. To be a chiropractor was not on Dr. Cruz’s radar when he started down the pre-med route in undergraduate school. In fact, at that time, Dr. Cruz did not even know what chiropractic was. During his studies, he began suffering some severe sinus issues. This certainly …

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Meet Mark and Ronica Dealy from Bellingham, Washington! Mark and Ronica have owned a yard care business for 27 years. Although Mark had always been a hard worker, he found dealing with the “business” side of the business, the numbers and employees, to be extra challenging. They went to various training seminars to learn how …

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Meet Mark and Dr. Lily Kuehne from Kings Beach, CA in Lake Tahoe!  Because of her love for sports, Dr. Lily began chiropractic school with plans to join the arena of Sports Medicine. As she studied, her whole outlook on life changed. She discovered that chiropractic is really about taking care of and maintaining health….not …

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When Erika Barrantes was trying to pick her major for college, the word “entrepreneur” caught her eye.  Not knowing what this word meant at the time she asked her school counselor what this was.  The counselor’s response was, “Don’t worry about it, honey, it’s not for you.” Time, however, would prove the counselor wrong. Studying …

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Dr. David Melendez knew he wanted to become a chiropractor at age 18 when he benefited from his first life changing chiropractic adjustment, after sports injuries, a dislocated shoulder, stomach problems and spinal pain. He met his wife, Lorraine, while they both attended chiropractic college.  Upon graduating they got married and opened practice together.  Three …

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After receiving his first adjustment when he was in eighth grade, Dr. Paul Reed knew he wanted to become a Chiropractor.  “I didn’t really know what it all meant at the time,” he admits “but something spiritual changed inside me and I knew this is what I wanted to do when I got older.” Dr. Reed graduated from Chiropractic College 17 years …

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Like “Rags to Riches” stories? Here’s one for you: Less than 20 years ago, Mira Beck lived in the Czech Republic and managed a MacDonald’s in Prague. He made what was considered a good salary…$2000 a year. Imagine his excitement when he found an amazing job opportunity in the US. A group of old oil …

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Growing up with very little, Tamara and her husband worked hard and found that saving came naturally to them.  But while saving money was a natural way of life, they didn’t have any structured savings plan. They invested in property and sold it for at a profit. This worked well for them, but they knew …

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