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Today while browsing the news online “The Math of Raising a Big Family” popped up on my screen.  Having a large family of 8 children myself I thought, “Maybe there is something here that I haven’t considered.” So, I clicked on the link and discovered this was another Dave Ramsey advertorial.  And pathetically, Dave’s advice …

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Life insurance does get more expensive the older you get. But just because you are a grown up doesn’t mean you can no longer benefit from owning participating whole life insurance. Unlike all other types of life insurance participating whole life insurance is the only product that provides you with a guarantee that your premiums …

Continue reading “For Grandparents And Others Who Think “Am I Too Old?””

Benjamin Franklin said it best.  “Death and Taxes.” The two things you can count on in life.  And I don’t know of anybody getting out of this world without confronting both of them. Still, it is fairly common for people to attempt to pay their life insurance premiums with dollars that they haven’t paid taxes …

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Vince Lombardi insisted he never made such a statement and the fact checkers now acknowledge that he never did.  What he actually said was “Winning isn’t a sometime thing; it is an all the time thing.”  And that’s a far cry from saying that “Wining isn’t everything; it’s the only thing.” Recently it came to …

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Income for Life.  What a catchy marketing phrase.  But how does it compare with the Perpetual Wealth Code™ when it comes to safety, security and stability. Here are some things to differentiate when it comes to contemplating an Income for Life. What will your income be annually with an Income for Life? Will your income …

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On July 2, 1776 the Declaration of Independence from the King of England was formally declared and on July 4 it was approved by the members of the Second Continental Congress in Philadelphia.  But interestingly it wasn’t formally signed until August 2, 1776. This July 4th will mark the 240th year of our declared independence, …

Continue reading “Independence, Victory and Your Finances”

The name is catchy.  And nobody willingly turns down safety.  But here’s what’s going on so you can decide.  After all, it is your money, your life and your life insurance. As far as I can tell this term originated with Brett Kitchen and Ethan Kap who have written 2 books: Safe Money Millionaire Wealth …

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How do you like it when somebody says, “Don’t think of a pink elephant?” It might be funny the first time you hear it, but after that, well it becomes rather wearisome, especially if you’re kids think it’s the greatest joke ever. So let’s think of something else. Let’s think of a library because libraries …

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Early on in my trek to developing and applying the Perpetual Wealth Code™ I was approached by a recruiter. This recruiter worked for a large marketing group that promotes the brand Bank On Yourself. The objective was to enlist me to represent Bank On Yourself as an agent instead of me remaining an independent agent …

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John F. Kennedy believed that “Conformity is the jailer of freedom and the enemy of growth.” And I believe Kennedy was right, don’t you? “Growth is never mere chance; it is the result of multiple forces working together.” And, “Without continual growth, the words progress, improvement, achievement and success have no meaning.” Today conformity is …

Continue reading “Limited Growth?”